Overview:
The policy covers the repair or replacement of vehicle windows and windscreens due to damage. For a claim to be valid, the damage must be severe enough to fail an MOT test, with a maximum payout of £500 annually.
Coverage Choices
Insurer-Endorsed Repair:
- Policyholders opt for the insurer's designated glass service provider.
- A £75.00 policy excess applies for windscreen or window replacements (exempted for repairs).
Policyholder-Selected Repair:
- Policyholders can pick their preferred glass service.
- If a policyholder doesn't use the insurer-recommended service, the maximum coverage is £100 per claim post-excess deduction.
Eligibility & Conditions:
- This cover is exclusive to the specified vehicle under the policyholder or the company's possession.
- The policy should be paired with a motor insurance scheme.
- For the inaugural insurance year, no claims are entertained in the first 14 days.
- The cover is void if there's another windscreen protection active.
- It doesn't apply to those with comprehensive motor insurance.
- Windscreen Insurance Services Limited manages the claims.
- Markerstudy Insurance Company Limited is the underwriter.