Y = Fault incident ( The person in question's insurer has paid some for costs out).
N = Non-fault claim ( The person in question's, insurer has not paid any costs).
?= Pending claim (liability has not been agreed).
Y = Fault incident ( The person in question's insurer has paid some for costs out).
N = Non-fault claim ( The person in question's, insurer has not paid any costs).
?= Pending claim (liability has not been agreed).