Gadget Cover

Overview:

Gadget Cover is an Add-on to existing Motor policies, offering affordability and extensive coverage.Priced at a fraction of high street or standalone options, this cover provide the same level of protection.For example, a £1000 Apple iPhone 12 Pro (128 Gb) can be insured for just £32.50, as compared to £161.88 with Protect Your Bubble.

What is Covered?

• Theft: Cover in case the gadget is stolen.

• Accidental Loss: Applicable to mobiles, tablets, and smartwatches.

• Accidental Damage: Protection against unintentional damage.

• Extended Warranty: Automatically included in the policy.

• Claims: Up to 2 claims per year or up to the maximum liability.

• Unauthorised Use: Cover up to £2000.

• Malicious Damage: Protection against intentional harm.

• Liquid Damage: Covers all types of liquid damage, not just water.

• International Cover: Cover extends globally, all year round.

• Family/Business Cover: Not limited to individual cover.

• Accessories: Up to £150 cover.

• Online Portal: 24/7 claims process.

• Device Age: Devices must be less than 36 months old at policy inception.

What is Not Covered?

• Deliberate Damage: Any harm intentionally caused by the customer.

• Cosmetic Damage: Wear and tear is not covered.

• Unauthorised Repairs: Only authorised repairs are covered.

• Unsecured Theft: No cover for theft from an unsecured vehicle.

• Unattended Theft: If the device is left unattended in a public place, it's not covered.

• Unused Devices: Devices that haven’t been used since the policy inception are not covered.

Pricing and Excess Fees:

• Up to £1000: Excess fee is £75 for any claim on gadgets valued up to £1000 when new.

• Over £1000: Excess fee is £125 for any claim on gadgets valued over £1000 when new.