Non Standard Occupations - These occupations generally need more probing, these will include and need to be passed on to the Technical insurance team:
Hire and Reward:
- Courier - Multiple drops (anywhere between 5 - 200 a day), Parcels, amazon, DPD etc.
- Haulage - Long distance, palatized goods, 1-4 drops a day
- Furniture Remover - House hold removals or office removals
- Fast Food Delivery Driver - require H&R but only Granite will cover
- Waste/Scrap Dealers - Can be COOG's if they hold waste carries license and receive transfer notes. (transfer Notes - a receipt that shows that the goods/waste they collected from clients has been transferred to the waste dealers name so what he is carrying is now their own goods).
Non Standard Occupation - COOG's
- Mobile Caterers - These will be non standard if they own a food truck, ice cream van or mobile shop
There are a few occupations we don't cover:
- Taxis - need specialist taxi insurance
- Car delivery drivers - They will need a motor trade insurance
- Road side recovery - Same as car delivery drivers