Overview:
This cover offers policyholders the assurance that, in events such as:
Coverage Highlights:
- Incidents involving accidents, fire, theft, and damage.
- Replacement with a similar or superior category vehicle.
- Substitute vehicles no older than 3 years.
- All substitute vehicles come fully serviced.
- Eligibility for 2 claims annually.
- Valid in both the UK & Northern Ireland.
- Only applicable for Complete Write-Off situations.
The loan vehicle will be available throughout the repair phase as per the policy's specified hire days or until 3 days post the disbursement of a Motor Insurance claim settlement.
Vehicle Categories Included:
- Short & Long Wheelbase (Courier)
- Short & Long Wheelbase vehicles
- Class E vehicles, for instance, Ford Mondeo or Vauxhall Vectra.
Exceptions to the Cover:
- Policyholders aged 21 or below.
- Claims lodged more than 14 days post the incident.
- Rental costs surpassing 3 days post the settlement's payment.
- Utilisation of the loan vehicle outside the UK and Northern Ireland.
- Expenses such as fuel, fines, and fares related to the loan vehicle while under the policyholder's care.
- Instances where the vehicle hasn't been classified as a Complete Write-Off (applies only to Total Loss cases).