AGEAS Insurance Modification Guide
Insurer Details:
- Name: Ageas
- Schemes: B8 (in run off), BG
- Contact Numbers:
- General Inquiry: 03451 223288
- Claims Department: 03451 223018
- As per CDL: 0345 122 3288
- Policy Wording: Ageas Policy Wording for VanGuard
Vehicle Modifications:
- Additional Seats:
- Acceptance Status: Decline.
- Alloy Wheels:
- Acceptance Status: Accept, provided there are no other modifications to the vehicle.
- Water Tank:
- Acceptance Status: Accept, with a maximum capacity of 650L. The tank must be professionally fitted and baffled. Note: Tank itself is not covered under the policy.
- Chiller Unit:
- Acceptance Status: Decline.
- LPG (Liquefied Petroleum Gas):
- Acceptance Criteria: Installation must be completed by an Approved LPG Autogas installer, and the vehicle must be registered on the UKLPG Vehicle Register.
Policy Specifics:
- Criminal Convictions:
- Acceptance Status: Non-Motoring related convictions will result in decline.
- Any Driver policies accepted, with an age limit of 75 years.
- Windscreen Damage:
- Excess for Replacement: £60.
- Excess for Repair: £10.
- No Claims Bonus (NCB) Transferability:
- Acceptance From: Private Car (PC), Commercial Vehicle (CV).
- EU Cover Duration:
- Included: 90 days.
- Dual Post Code Rating:
- Approach: Apply the highest rate.
- Previously Cancelled Policies:
- Policy: An affirmative response to any previously declined (including Direct Debit defaults), refused, or cancelled insurance will lead to a decline on the ACV product.
Additional Information:
- Gaps in NCD (No Claims Discount):
- Current Status: Awaiting clarification. Please refer to the underwriter in the meantime.
- Driving Licence Requirement:
- Requirement: No.
Administrative Details:
- Last Updated:
- By: Jake Hastie at Ageas.
- Date: 15/08/2023
Note: If a modification is not mentioned in this guide, please refer to the underwriter directly.