What is it? MOT Failed is a simple yet vital tool. This will allow you to determine if a vehicle can be insured or not. Some insurers will refuse to insure vehicles without a valid MOT, so this will save you from wasting time shopping for the wrong insurer.
Why do customers insure without a valid MOT? This could be for a couple of reasons: Insuring to be able to take their vehicle to the MOT test center, recently purchased vehicles, lack of funds to acquire a valid MOT.
How do I use this? This tool does the hard work for you. The declared registration is automatically searched, and this tool will only display when a failed MOT is present, as seen below:
Click the arrow to expand the tool:
You will then see the most recent expiration date of a valid MOT. There is nothing to change here, so all you need to do is ensure the insurer you are selecting will allow these terms.